Deposit guarantee/DGSD

12.6.2018

Question for written answer P-003166-18
to the Commission
Rule 130
Jörg Meuthen (EFDD)

The European Banking Authority’s (EBA) annual report on the DGSD from 23 May 2018 identified the number of deposits affected in the EU Member States and EFTA States. However, the report does not reveal the sum of deposits totalling up to EUR 100 000 that are actually covered. As such, in the case of Germany, for instance, covered deposits amounting to approximately EUR 1.74 billion are in fact listed; however, the total amount that is actually covered is not apparent seeing as the report details deposits of more and less than EUR 100 000 in total.

1. How great is the actual deposit volume in each country, in other words the total sum of deposits covered, according to the DGSD, for sums of up to EUR 100 000 per customer/account?

2. When broken down by country, how would this volume change if the current liability limit were reduced from EUR 100 000 to EUR 50 000 and EUR 20 000 respectively?