Court of Justice ruling on transparency of terms in consumer insurance contracts
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07-05-2015
European consumers are protected against unfair terms in consumer contracts, including insurance contracts. However, this protection does not extend to terms setting out the essential elements of a contract, such as the extent of the risk covered and the amount of the insurance premium. Nevertheless, if the term under scrutiny is not drafted in 'plain, intelligible language', a court may proceed to evaluate its fairness. The Court of Justice of the EU clarified the concept of 'plain, intel-ligible language' in a recent decision, stating that a term in a contract can be qualified as such only if it allows an average consumer actually to understand the economic consequences of the term.
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Schlagwortliste
- Auslegung des Rechts
- Bürgerliches Recht
- EUROPÄISCHE UNION
- FINANZWESEN
- Gerichtswesen
- HANDEL
- Kreditversicherung
- Missbrauchsklausel
- RECHT
- Recht der Europäischen Union
- Rechtsprechung (EU)
- Rechtsquellen und Rechtsdisziplinen
- Richtlinie EG
- Verbrauch
- Verbraucherschutz
- Versicherungsvertrag
- Versicherungswesen
- Vorabentscheidungsverfahren