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FinTech, the abbreviation for financial technology, is a broad term. It is mainly used to refer to firms that use technology-based systems either to provide financial services and products directly, or to try to make the financial system more efficient. Examples include robotic trading, cashless payments, crowdfunding platforms, robo-advice, and virtual currencies. The value of global FinTech investment in 2015 grew by 75 % to US$22.3 billion. Corporates, venture capital and private equity firms ...