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Parliamentary questions
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7 August 2017
E-003364/2017(ASW)
Answer given by Ms Jourová on behalf of the Commission
Question reference: E-003364/2017

The Commission has been informed by other Honourable Members about loss-generating leaseback properties in France affecting French, UK, Irish and possibly other EU citizens. Leaseback property transactions are not regulated at EU level. In principle, mis-selling of products may fall under Directive 2005/29/EC concerning unfair business-to-consumer commercial practices which prohibits traders to mislead consumer, for example by making them underestimate the risks. As the Commission has no direct enforcement powers in cases where traders have acted against national rules stemming from EU consumer law, it advises concerned consumers to contact the competent national authorities, here the UK Competition and Market Authority.

The Commission services already informed the competent French authority (Direction générale de la concurrence, de la consommation et de la répression des frauds, DGCCRF) about the case and was assured that the relevant national enforcement authorities in the UK and Ireland will be contacted as part of the Consumer Protection Cooperation network under Regulation 2006/2004 on consumer protection cooperation.

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