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Parliamentary questions
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15 April 2020
Question for written answer  E-002282/2020
to the Commission
Rule 138
Antonius Manders (PPE)
 Answer in writing 
 Subject: Age discrimination in the insurance sector

According to the consumer organisation Consumentenbond, some insurance companies in the Netherlands levy a surcharge on older drivers for their car insurance. Sometimes they also refuse to accept older drivers as new customers.

On average, drivers who take out car insurance when they are 75 or older pay a premium 64% higher than that paid by 35-year-olds (1) .

The Charter of Fundamental Rights of the European Union states that everyone is equal before the law (Article 20) and that any discrimination, including age discrimination, is prohibited (Article 21). Article 25 of the Charter explicitly recognises and respects the right of older people to lead a life of dignity and independence and to participate in social and cultural life.

Regrettably, the application of this in the EU through the horizontal anti-discrimination directive (COM(2008)0426) is blocked in the Council.

Because – 12 years after the proposal was submitted – the EU still has not reached agreement, some Member States are taking matters into their own hands. In the Netherlands, the party 50PLUS is working on a parliamentary bill to make discrimination on grounds of age a criminal offence.

1. Does the Commission agree that the case cited above entails discrimination on grounds of age?

2. What will the Commission do to secure the smooth progress of the horizontal anti-discrimination directive (COM(2008)0426) in the Council?

Original language of question: NL
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