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Parliamentary questions
14 April 2005
E-1420/05
WRITTEN QUESTION by Simon Busuttil (PPE‑DE) to the Commission

 Subject:  Car insurance premium when taking a car to another Member State
 Answer(s) 

EU insurance legislation provides that EU countries must take the necessary steps to ensure that all compulsory insurance policies against civil liability arising out of the use of vehicles must cover, on the basis of a single premium, the entire territory of the EU and must guarantee in each Member State the cover required by its law, or the cover required by the law of the Member State where the vehicle is normally based when such cover is higher.

In practice, this means that car owners who voluntarily take out a fully comprehensive cover in their own country are being requested to pay an additional premium to be able to enjoy that same fully comprehensive cover when they go to another Member State with their car.

Does the Commission consider the need to pay such an additional premium in contravention of the principle of free movement within the single market?

Is the Commission considering addressing the anomaly and if so, how?

 OJ C 291, 13/11/2008
Last updated: 19 January 2006Legal notice