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Using available data, the AAG examines the practice of granting credit on the legal basis of credit agreements in the form of an overdraft facility and overrunning in the whole EU and, in more depth, in selected Member States. Furthermore, the study analyses the state of consumer protection in the currently valid Consumer Credit Directive on these types of credit agreements and identifies a number of possibilities for future regulations to improve the so far limited protection in this credit sector ...

On 15 December 2020, the European Commission adopted a proposal to revise the 2013 regulation on trans-European networks in energy (TEN-E). The 2013 TEN-E Regulation sets out EU guidelines for cross-border energy infrastructure, and outlines the process for selecting projects of common interest (PCI). PCIs are infrastructure projects considered essential for delivering on EU objectives in the energy field, including improved interconnection between national markets, greater competitiveness, security ...

During the September plenary session, Parliament is due to vote on a new transposition of fisheries management measures for the north-west Atlantic. As a contracting party to the Northwest Atlantic Fisheries Organization (NAFO), the European Union must transpose its measures so that they apply to vessels flying the flag of an EU Member State. This transposition covers the measures for 2022 adopted by NAFO at its annual meeting in 2021.

Using available data, the study examines the practice of granting credit on the legal basis of credit agreements in the form of an overdraft facility and overrunning in the whole EU and, in more depth, in selected Member States. Furthermore, the study analyses the state of consumer protection in the currently valid Consumer Credit Directive on these types of credit agreements and identifies a number of possibilities for future regulations to improve the so far limited protection in this credit sector ...

Biases are commonly considered one of the most detrimental effects of artificial intelligence (AI) use. The EU is therefore committed to reducing their incidence as much as possible. However, the existence of biases pre-dates the creation of AI tools. All human societies are biased – AI only reproduces what we are. Therefore, opposing this technology for this reason would simply hide discrimination and not prevent it. It is up to human supervision to use all available means – which are many – to ...

This briefing, commissioned by the European Parliament’s Policy Department for Citizens’ Rights and Constitutional Affairs at the request of the JURI Committee, provides recommendations for better regulation in the EU by improving quality and reducing delays. It points at significant actual and potential benefits from EU legislative initiatives amounting to over €2,200bn as well as costs of slow Europe of €319 billion in lost annual benefits.

This in-depth analysis commissioned by the European Parliament’s Policy Department for Citizens’ Rights and Constitutional Affairs at the request of the JURI Committee, looks at the past and current developments in the EU better regulation agenda. The author finds that, despite important achievements that put the EU at the forefront in this field, many of the most ambitious reforms announced over the past few years are still far from complete. The in-depth analysis offers several policy recommendations ...

The General Product Safety Directive is a cornerstone of the EU product safety legislative framework. Issues and emerging trends have however impacted the effectiveness of the current Directive. This study examines how new technologies and digital solutions can help improve consumers’ awareness, while also guaranteeing a better safety of the products placed on the Single Market. The study formulates recommendations that provide a framework for the better alignment of existing legislation on product ...

This study evaluates selected aspects of the Commission's AML/CFT reform package presented on 20 July 2021, focusing on two main topics. First, it analyses the AML Authority direct supervisory powers and their effectiveness. Second, it illustrates how the reform package intends to foster coordination and information sharing among the FIUs. Recommendations are provided in order to remedy the gaps and weaknesses identified. This document was provided by the Policy Department for Economic, Scientific ...

'This is Europe' – an initiative proposed by the President of the European Parliament, Roberta Metsola – consists of a series of debates with EU leaders to discuss their visions for the future of the European Union. On 22 June, the Prime Minister of Croatia, Andrej Plenković, was the third EU leader to address the Parliament since its Conference of Presidents endorsed the initiative on 28 April. Mr Plenković considered Croatia to be at the centre of EU integration and expressed his support for more ...