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Les crypto-actifs échappent à la réglementation en vigueur: il faut légiférer pour faire face aux risques qu’ils représentent. Dans le cadre du train de mesures législatives visant à renforcer les règles de l’UE en matière de lutte contre le blanchiment de capitaux et le financement du terrorisme, la Commission a proposé une révision du règlement sur les informations accompagnant les transferts de fonds pour couvrir les crypto-actifs. La plénière d’avril verra le Parlement voter sur le texte issu ...

La libre circulation des capitaux est la plus récente de toutes les libertés prévues par le traité, mais elle est aussi la plus large, car elle a la particularité de concerner aussi les pays tiers. La libéralisation des flux financiers a progressé graduellement. Depuis le traité de Maastricht, toutes les restrictions aux mouvements de capitaux et aux paiements ont été levées, à la fois entre les États membres et entre les États membres et les pays tiers. Ce principe est d’effet direct et ne demande ...

The European single market for payments is based on the idea of providing safer and more innovative payment services across the EU. To this end, the European institutions are working on establishing rules and tools to make payment services easier and to foster competition. The aim is to guarantee common standards in all Member States, efficient, faster and diversified types of payment, and consumer protection. The EU has already put several legislative tools in place, has established common criteria ...

Threatening both its caliphate project and its sources of funding, the series of military setbacks that the so-called Islamic State group (IS) as suffered for several months have called into question the group’s very existence. That is not to say that its offensive capabilities will be neutered – the organisation will remain able to employ ’low-cost‘ terrorist attacks to target civilians throughout the Middle East, Africa, Europe, America or Asia. In mobilising Member States to fight against terrorism ...

Since 1 January 2016 it is mandatory under the Bank Recovery and Resolution Directive (BRRD) to bail-in shareholders and creditors for a minimum amount of 8% of total liabilities before any funds from the Single Resolution Fund may be injected into a bank under resolution. A number of national competent authorities therefore triggered the resolution of weak banks before the deadline of 31 December 2015. However, since 2013 EU State aid rules have imposed (the "2013 Banking Communication") that subordinated ...

This study examines the implementation and effects of the inclusion of financial services in existing EU free trade and association agreements (FTAs) and, in particular, their impact on money laundering, tax evasion and avoidance. The opening analysis outlines the geopolitical and trade context, as well as the EU policy framework to combat money laundering, tax evasion and avoidance. It examines the effects of the ‘Panama Papers’ leaks; assesses the consequences of tax evasion and money laundering ...

Les attentats tragiques qui ont frappé Paris le 13 novembre ont douloureusement mis en évidence, une nouvelle fois, la menace que représentent la radicalisation, le recrutement de citoyens européens par des organisations terroristes et les "combattants étrangers". La sécurité nationale relève de la compétence des États membres, mais la nature transfrontalière de ces menaces complexes exige une action coordonnée au niveau de l'Union européenne.

Corruption undermines development and reduces the effectiveness of development aid. Illicit financial flows are a consequence of flourishing corrupt practices, often amongst the rich in society. Such flows, estimated at USD1 trillion a year, drain the resources that should be invested in improving developing countries, thus hurting poor people disproportionately. The EU has invested much in curbing corruption in member-, candidate, accession- and to some extent neighbouring countries, but has so ...

The crisis that hit the western financial markets in 2008 has led to a severe global economic recession, which impacted and is still impacting migrants and migration policies worldwide. Despite the growing vulnerability of migrants, remittances have remained stable during and after the global economic downturn. Indeed, they continue to be a significant source of income for families and play a crucial role of co-insurance or risk mitigation in times of hardship. Moreover, remittances have proven to ...

Following developments in international anti-money laundering (AML) standards, the European Commission has proposed to revise two major EU instruments in order to strengthen the AML framework and, at the same time, make it more flexible.