Tailoring prudential policy to bank size. The application of proportionality in the US and euro area
All jurisdictions tailor their prudential policies to bank size, with generally more complex – though not necessarily more stringent – requirements for larger banks. This paper compares such policies in the euro area and United States, in the context of the differences in banking system structures and legal frameworks. There are vastly more stand-alone smaller banks and credit unions in the US than in the euro area. The US approach to prudential requirements is generally more differentiated by bank size than the euro area’s, but the US has a more uniform framework for bank crisis management and resolution. Given the permanence of cross-border fragmentation and overbanking in the euro area, further size-based policy differentiation would be ill-advised.
Grinnanailís
Údar seachtarach
A. Lehmann, N. Véron- Bruegel
Maidir leis an doiciméad seo
Saghas foilseacháin
Eochairfhocal
- aicmiú gnó
- AIRGEADAS
- an limistéar euro
- anailís chomparáideach
- bainistiú géarchéime
- bainistíocht
- bainistíocht riosca
- banc
- caidreamh airgeadaíochta
- córas baincéireachta
- geografaíocht eacnamaíoch
- geografaíocht pholaitiúil
- GNÓ AGUS IOMAÍOCHT
- institiúidí airgeadais agus creidmheas
- maoirseacht airgeadais
- Meiriceá
- méid an ghnóthais
- Na Stáit Aontaithe
- réiteach bainc
- saorghluaiseacht chaipitil
- taighde agus maoin intleachtúil
- TÁIRGEADH, TEICNEOLAÍOCHT AGUS TAIGHDE
- TÍREOLAÍOCHT