Meklēt

Meklēšanas rezultāti

Tiek rādīts Nr. 10 no 18 rezultāti

This briefing summarises key elements of the intended initiative, based on the information that the Commission provided on 10 November 2020 in its related public consultation and additional public sources. The briefing also briefly focuses on other related issues, namely, misalignments between state-aid and resolution and some European Court of Justice decisions with impact on the crisis management framework, and a box focusing on rele-vant aspects of the Commission’s recently released NPL Action ...

Banking Union: What next?

Padziļināta analīze 18-07-2019

This briefing summarises the key areas of possible regulatory initiatives with a view to further completing the Banking Union: (1) EDIS, (2) Further harmonisation of banking law (“single rule book’), (3) Home/host issues, (4) Resolution financing, (5) Further harmonisation of insolvency law, (6) safe assets and regulatory treatment of sovereign exposures and (7) AML supervision. These issues are further explained in additional thematic briefings.

Directive (EU) 2015/849, which forms part of the EU regulatory framework to combat financial crime, has shown gaps in the light of recent terrorist attacks and various tax leaks. In this context, the European Commission proposed to amend the directive, along with Directive 2009/101/EC, to broaden their scope, lower thresholds benefiting from exemptions and provide for the creation of automated centralised mechanisms (e.g. central electronic data retrieval systems). The European Parliament and Council ...

The current EU regulatory framework for financial crime –composed of Directive (EU) 2015/849, and Regulation (EU) 2015/847– faces the challenge of keeping pace with technological innovation in financial services, which can create new opportunities to conceal financing, as well as the potential exploitation by criminals of loopholes in the system. Following approval in committee in January, the report is due to be voted in plenary in April.

Achieving the aim of Europe’s banking union project, to break the vicious circle between banks and sovereigns, requires new policy initiatives. The most direct bank-sovereign linkages are national deposit insurance and concentrated domestic sovereign exposures. Thus, simultaneously with a European Deposit Insurance Scheme (EDIS) as proposed by the European Commission in 2015, the European Union should introduce regulatory disincentives against highly concentrated sovereign exposures of euro area ...

Eiropas Savienības tiesību aktos nav tieši reglamentēti tiešo nodokļu jautājumi. Tomēr gan vairākas direktīvas, gan arī Eiropas Savienības Tiesas spriedumi veido saskaņotus standartus uzņēmumu un privātpersonu aplikšanai ar nodokļiem. Turklāt vairākos paziņojumos ir uzsvērts, ka jātiecas nepieļaut izvairīšanos no nodokļu maksāšanas un nodokļu dubultu uzlikšanu. Politiskas diskusijas norisinās arī jautājumā par nodokļu nolēmumiem (tax rulings), kurus dažās dalībvalstīs piemēro lieliem uzņēmumiem un ...

Banku savienība

FACT_SHEET 01-06-2017

Banku savienību izveidoja, reaģējot uz finanšu krīzi, un pašlaik tā sastāv no diviem elementiem – vienotā uzraudzības mehānisma (VUM) un vienotā noregulējuma mehānisma (VNM). VUM tieši Eiropas līmenī uzrauga lielākās un svarīgākās bankas eurozonā, savukārt VNM mērķis ir finansiālās grūtībās nonākušu banku noregulēšana iepriekš stingri noteiktā kārtībā ar minimālām izmaksām nodokļu maksātājiem un reālajai ekonomikai. Pašlaik tiek apspriests banku savienības trešais elements – Eiropas noguldījumu apdrošināšanas ...

Low and negative interest rates

Padziļināta analīze 23-09-2016

The current very low/negative interest rate environment is the subject of much debate. On one side, the central banks claim that it is not the cause of the problem but the solution, as it should boost investments and spur growth. On the other, a number of Member States claim that the low rates 'expropriate' savers, and financial intermediaries argue that they are putting their tried and tested business models at risk. This analysis introduces interest rates, looks at the causes behind their sustained ...

As part of its ambition to complete the Banking Union, the European Commission proposes the introduction of a European Deposit Insurance Scheme (EDIS), in order to reduce the potential spill-over risk of local bank failures on the financial stability of the economic and monetary union as a whole. According to the proposal of 24 November 2015, the EDIS would be the third pillar of the Banking Union and be introduced gradually, in three separate phases between 2017 and 2024, complementing national ...

In December 2015 the European Central Bank (ECB) announced a further expansion of its asset purchase programme (EAPP). The expanded EAPP provides for a six months prolongation of the duration (initially foreseen for the period March 2015 - September 2016), an inclusion of certain securities issued by regional and local governments in the list of eligible assets and cutting the deposit facility rate by 10bp i.e. to - 0.30%.