Vyhľadať

Vaše výsledky

Zobrazuje sa 10 z 13 výsledky

Insurance companies are important investors in EU capital markets. Most of their investments are in debt instruments, while equity investments can contribute to higher returns for policyholders and overall EU economic growth. This study analyses the treatment of equity investments by insurance companies in (proposed) EU legislation; it is considered that this legislation will have limited impact on equity investments. To enhance equity investment significantly drivers other than prudential ones would ...

This paper examines how the ECB should respond to the currently low profitability of significant banks in the Banking Union. The subdued profitability appears to be a structural problem caused by overbanking, with too many bank assets chasing too few profitable banking sector opportunities. To address the root problem of overbanking, the ECB should use its existing supervisory powers to require significant banks with unsustainably low profitability to restructure reducing their overall size. This ...

Impediments to resolvability of Banks

Hĺbková analýza 29-11-2019

This paper gives an overview of the seven aspects of resolvability defined in 2019 by the Single Resolution Board, and then assesses progress in two key areas, based on evidence gathered from public disclosures made by the 20 largest euro-area banks. The largest banks have made good progress in raising bail-in capital. Changes to banks’ legal and operational structures that will facilitate resolution will take more time. Greater transparency would make it easier to achieve the policy objective of ...

Currently, EU company law is partially codified in Directive (EU) 2017/1132 relating to certain aspects of company law. Harmonisation of EU company law is a prerequisite for deploying a fully-fledged digital single market enabling all operators, in particular SMEs, to draw on the potential of the digital economy and to eliminate unnecessary barriers, while safeguarding their rights and providing legal and cyber security. Despite the recent codification and recently amended other pieces of EU company ...

This briefing focusses on Global Systemically Important Banks (G-SIBs). It explains the definition agreed at international level and describes the regulatory and supervisory framework for G-SIBs in the EU. Finally it gives an overview of the financial profile of European G-SIBs. The briefing is regularly updated.

This briefing summarizes the financial performances of 110 banks supervised by the SSM since December 2013 i.e. the, cut-off date of the ECB Comprehensive Assessment. It focuses on eight financial indicators and looks at the relative performance of different groups of banks.

Banking Union – 2015 annual report

V stručnosti 01-03-2016

Banking Union (BU) is an EU-level banking supervision and resolution system. It is one of the key components of the EU's attempt to create a 'genuine Economic and Monetary Union' (EMU) and to restore confidence in the banking sector in the aftermath of the financial and economic crisis. On 24 November 2015, the European Commission proposed to 'complete' the BU with a third pillar, a European Deposit Insurance Scheme (EDIS). In its first annual report, the European Parliament's Economic and Monetary ...

The first permanent European Council President, Herman Van Rompuy, considered the June 2012 meeting to be 'the most important European Council' of his five-year term. At that meeting, euro-area leaders committed themselves to launching what is the most ambitious EU project since the introduction of the single currency – the Banking Union. The European Council not only provided the impetus to establish a Banking Union but EU leaders have also regularly monitored the progress being made. In the coming ...

This briefing includes a state of play of issues dealt with by the Single Supervisory Mechanism, a short summary of two expert papers assessing the progress made by those banks which failed the stress tests published in October 2014, and an analysis of the evolution of SSM banks' financial positions from 2013 to June 2015.

In-Depth Analysis provided in advance of the public hearing of the Chair of Single Supervisory Mechanism on 25 June 2015.