Non-performing Loans - New risks and policies? NPL resolution after COVID-19
Studiu
15-03-2021
This paper discusses policy implications of a potential surge in NPLs due to COVID-19. The study provides an empirical assessment of potential scenarios and draws lessons from previous crises for effective NPL treatment. The paper highlights the importance of early and realistic assessment of loan losses to avoid adverse incentives for banks. Secondary loan markets would help in this process and further facilitate bank resolution as laid down in the BRRD, which should be uphold even in extreme scenarios.
Studiu
Autor extern
J. Kasinger, J.P. Krahnen, S. Ongena, L. Pelizzon, M. Schmeling, M. Wahrenburg
Despre acest document
Tipul publicației
Domeniul tematic
Cuvânt-cheie
- bancă
- boala provocată de coronavirus
- criză monetară
- DREPT
- drept civil
- epidemie
- FINANŢE
- instituţii financiare şi de credit
- instituții de credit
- libera circulaţie a capitalului
- PROBLEME SOCIALE
- relaţii monetare
- sistem bancar
- solvabilitate financiară
- stabilitate financiară
- supervizarea activității bancare
- sănătate
- împrumut